ClimaCost

2026 heat pump rebate and tax credit checker

Know which incentives to check before you buy.

The former federal 25C heat pump credit ended for property placed in service after December 31, 2025. State, utility, and other local rebates may still reduce your 2026 project cost.
Federal 25C in 2026Ended
Local rebatesCheck by ZIP
Last verifiedJuly 16, 2026

Free 2026 incentive check

Start with your ZIP code.

No email is required. Get the current federal answer and the right local checks before you request quotes.
Used only to identify the most relevant state and utility checks.

Federal credit vs. local rebate

Two different decisions, two different answers.

A federal tax credit ending does not automatically end state, utility, Tribal, municipal, manufacturer, or retailer programs.
01

Federal Section 25C credit

Not available for property placed in service in 2026.

IRS guidance says the Energy Efficient Home Improvement Credit is not allowed for property placed in service after December 31, 2025.

02

State and utility programs

May still be open, funded, and worth checking.

These programs set their own opening dates, funding limits, approved equipment, income rules, contractor standards, and application steps.

A rebate-ready quote

Get the details a program may ask for.

A low price is not useful if the equipment, contractor, or timing makes the project ineligible. Ask for these details in writing before you compare bids.
Exact equipment

Indoor unit, outdoor unit, and matched-system model numbers.

Efficiency proof

Rated efficiency and ENERGY STAR or cold-climate status when required.

Complete scope

Labor, electrical work, controls, permits, duct work, and disposal itemized.

Program timing

Written confirmation of any audit, reservation, or pre-approval deadline.

Official sources

Go to the agencies that set the rules.

ClimaCost checks and explains the path. These primary sources publish the current federal status and program information.

Guidance last verified against official sources on .

Frequently asked questions

Heat pump incentives in 2026

Is the federal heat pump tax credit available for a 2026 installation?

No. The Energy Efficient Home Improvement Credit under Section 25C is not allowed for property placed in service after December 31, 2025. A heat pump first placed in service in 2026 does not qualify for that former federal credit.

Can heat pump rebates still be available in 2026?

Yes. State, territory, Tribal, electric-utility, municipal, manufacturer, and retailer programs can still offer rebates or discounts. Availability, funding, equipment rules, income limits, and application timing vary by program and location.

Should I buy the heat pump before applying for a rebate?

Not until you check the program rules. Some programs require pre-approval, an energy assessment, income verification, an approved contractor, or a reservation before you sign a contract, pay a deposit, or install equipment.

Can I combine a utility rebate with another incentive?

Sometimes. Incentive stacking rules vary, and one program may reduce the cost basis used by another. Ask each program administrator to confirm which offers can be combined and how the final incentive is calculated.

Does the ClimaCost checker guarantee that I qualify?

No. The checker gives you the current federal status and the right official places to verify local opportunities. The program administrator, utility, or tax professional makes the final eligibility determination.

Planning the whole project?

Put incentives beside the home, bill, and HVAC facts.

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